Make your money go further

Whether you’ve qualified for a student loan or allowance, have a part-time job or have borrowed money from a family member, it’s good to know where your money is going and how to cover those unexpected costs that can pop up. 

Below are some tools and resources that can help you manage your money better. Get a clearer picture of where your money is being spent and what your options are if you need financial assistance.

Setting a realistic budget

A budget is just a simple plan showing you what money you expect to receive and how you intend to spend it.

Sorted, New Zealand’s personal finance site, has some great resource booklets and an online budgeting tool to help you get started:

Sorted free resources Make sure to check out the budgeting booklet.

Sorted online budgeting tool

For free budgeting advice, you can also visit:

Our Student Support Advisors can refer you or connect you to a range of financial services and people. Visit their page to find out more information.

How to track your spending

To get a clear picture of what's happening with your cash, it’s a good idea to start tracking your spending. The key to tracking your money is finding a way that works for you and then stick to it. The more accurate you are with tracking your money, the better your understanding of where your money is going.  To learn about how to track your money, see the Money Tracking Guide on Sorted.

Sorted money tracking guide

For more financial advice and support

Below you can find additional financial support and advice to help you on your journey: